Divorce Mortgage Planning & Certified Planning Report

What Is a Divorce Mortgage Planning Report?

A Divorce Mortgage Planning Report is a detailed, personalized analysis of your financial situation as it relates to the home. It shows whether one spouse can afford to keep the property, how a buyout would work, and what mortgage options are available based on income, credit, equity, and real-world lender guidelines.

This isn’t a generic spreadsheet — it’s a powerful tool designed to support equitable settlements, informed negotiations, and confident decision-making.

Why It Matters in Divorce:

The home is often the biggest financial asset in a divorce. Making the wrong decision — or guessing — can lead to missed opportunities, legal disputes, or financial hardship.

This report helps:

Determine if a buyout, refinance, or mortgage assumption is truly possible
Prevent unrealistic or unfair settlement proposals
Support attorneys and mediators with concrete financial data
Clarify what each spouse can afford post-divorce

We provide facts — not guesses — backed by real mortgage guidelines and current market data.

What the Report Includes:

Income & Mortgage Qualification Analysis

Evaluate what income is eligible under lending rules
Identify which spouse can qualify and at what amount
Run real mortgage scenarios for refinancing or new loans

Property, Equity, Asset Review

Determine current home value and equity
Calculate buyout options, shared equity splits, or sales scenarios
Analyze retirement and asset accounts
Review Non-Revocable trusts for future income

Clear, Visual Reporting

Professionally formatted report with charts and breakdowns
Ready to share with attorneys, mediators, or courts if needed

Who This Report Is For?

Individuals going through divorce who need to know if keeping the house is possible
Spouses exploring a buyout or refinance but unsure of eligibility
Attorneys, mediators, and financial planners seeking accurate, third-party mortgage analysis

What’s Included in the Report:

Property valuation and estimated equity.
Buyout and refinance feasibility.
Income and credit assessment.
Housing payment projections under various loan options.
Court-presentable documentation with professional financial analysis.

Why Choose Us:

We specialize in divorce mortgage strategy — not just lending
We understand legal timelines and settlement pressure
We speak the language of attorneys, courts, and lenders
Our reports are clear, impartial, and designed to stand up in legal settings

Whether you're trying to keep the home, transfer ownership, or simply want to know what's possible — this report is your financial anchor.

Get the Answers You Need to Make the Right Move

Request your Divorce Mortgage Planning Report today and take control of the process with clarity and confidence.