Income, Property, & Debt Analysis
Why Financial Analysis During Divorce Matters:
If you're navigating divorce and deciding what to do with the house, you need more than opinions — you need accurate numbers. Our comprehensive mortgage readiness assessment evaluates your income, home equity, debt and asset accounts to help determine if you or your spouse can qualify for a mortgage post-divorce.
This service helps you make smart, informed decisions about keeping or selling the home — and whether a buyout or mortgage assumption is financially feasible
What’s Included in Our Divorce Mortgage Analysis:
Income Evaluation
-
Analyze income sources (salary, hourly wages, commissions, bonuses)
-
Review support income: child support, alimony, or spousal maintenance
-
Determine what income can be counted toward mortgage qualification
Property and Equity Review
-
Assess current market value of the marital home
-
Calculate available home equity and outstanding loan balance
-
Determine if a home buyout or mortgage assumption is possible
Debt Analysis
-
Review credit card statements
-
Review balances and payments
-
Provide guidance to improve mortgage eligibility and loan terms
How It Works:
-
We collect financial documents such as income statements, tax returns, asset statements and mortgage information
-
We run real mortgage scenarios using divorce-specific lending guidelines
-
We deliver a detailed, client-friendly report showing your mortgage readiness and available options
Who It’s For:
-
Divorcing individuals deciding if one spouse can keep or refinance the home
-
Spouses exploring a buyout or mortgage assumption
-
Family law attorneys and mediators who need reliable financial documentation for property division
Why Choose Us:
-
Specialists in divorce mortgage planning
-
Experience working with attorneys, mediators, and divorcing clients
-
Clear, unbiased reports tailored to real-world mortgage underwriting approval criteria
-
Supportive, confidential guidance during a difficult transition